Conventional Loans
The mainstream financing most buyers start with, priced across our full wholesale lender panel.
- Purchase
- Refinance
- Low Down Payment
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Not sure where to start? Explore programs with three questions — not an application or pre-approval.
Showing 17 of 17 programs.
- Conventional LoansThe mainstream financing most buyers start with, priced across our full wholesale lender panel.
- Fixed-Rate MortgagesOne rate, one principal-and-interest payment, for the life of the loan.
- Adjustable-Rate MortgagesA fixed introductory period, then periodic adjustments tied to an index — worth modelling carefully.
- FHA LoansGovernment-insured financing with more flexible qualifying standards than many conventional options.
- VA LoansA benefit earned through military service, with terms most other programs cannot match.
- USDA LoansRural-development financing for eligible properties and household income levels.
- Jumbo LoansFinancing above conforming limits, priced by lenders who understand complex income.
- Refinance LoansReplace the existing loan to change the rate, the term, the mortgage insurance or the cash position.
- Cash-Out RefinanceConvert part of your equity into cash by replacing the existing first mortgage.
- HELOC & Home EquityReach equity through a second lien without disturbing a first mortgage you want to keep.
- Renovation LoansFinance the purchase or refinance and the improvement work in a single loan.
- Construction LoansFunding that follows the build, then converts to permanent financing.
- Down Payment Assistance & Affordable HousingState, local and agency programs designed to reduce the cash a qualified buyer needs at closing.
- Physician & Professional LoansPrograms built around an employment contract and a career income curve rather than past pay stubs.
- Self-Employed & Bank Statement LoansQualifying built around business cash flow when tax returns understate what you actually earn.
- Investment & DSCR LoansFinancing that qualifies on the property's rental cash flow rather than your W-2.
- Reverse MortgagesFor older homeowners, a way to draw on equity without a required monthly mortgage payment.
All loans are subject to credit, income, property and underwriting approval. Nothing on this page is a loan offer, an approval, a rate lock or a commitment to lend. Programs, rates and terms are subject to change without notice.