Legal

Terms of Use

The ground rules for using this website and how to read the numbers it shows you.

Draft — pending compliance review. These terms are a working draft prepared for the LNDWELL Mortgage website. They have not yet been reviewed or approved by Venditor, LLC's compliance department.

Acceptance

By using this website you agree to these terms. If you do not agree, please do not use the site.

Not a loan offer or commitment

Everything on this site is informational. Rates, payments, program descriptions, calculator output, comparison charts and timelines are estimates and illustrations only. They are not a loan offer, an approval, a pre-approval, a rate lock or a commitment to lend.

All loans are subject to credit, income, asset, property and underwriting approval. Programs, rates, fees and terms are subject to change without notice and are not available in every state or to every borrower.

Calculators and rate illustrations

Calculator results and displayed rates depend entirely on the assumptions entered and on third-party index data, including the Optimal Blue Mortgage Market Indices (OBMMI™). Figures may exclude mortgage insurance, HOA dues, closing costs, prepaid items, flood insurance and other expenses. Your actual rate and payment will differ. Do not make a financial decision based on these figures alone — talk to us first.

We use third-party market data and link to third-party application portals and scheduling tools. We do not control those services, and their accuracy, availability and terms are their own.

Your use of the site

Do not submit false information, other people's information without permission, automated or bulk submissions, or anything unlawful. Do not attempt to interfere with the site or access data you are not entitled to.

Do not send sensitive documents

The forms on this site are not a secure document channel. Do not submit Social Security numbers, account numbers, credit reports, tax returns or pay stubs through them. We will provide a secure link when your file needs those items.

Intellectual property

The LNDWELL name, logo, site design and written content belong to Venditor, LLC and may not be copied or reused without permission.

No warranty; limitation of liability

This site is provided "as is." We work to keep it accurate but do not warrant that it is error-free, complete or continuously available. To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from your use of the site.

Privacy

Our Privacy Policy explains how we handle what you submit and is part of these terms.

Changes

We may update these terms. The version posted here is the current one.

Contact

LNDWELL Mortgage, a division of Venditor, LLC · NMLS #1589515
david@lndwell.com · (816) 621-3400