Estimated price range
$360,385 – $400,428
6.5% over 30 years · housing budget $2,842 per month
Your inputs
Adjust the debt-to-income assumptions to see how different underwriting tolerances change the range.
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Estimated price range
$360,385 – $400,428
Limited by your front-end ratio · housing budget $2,842 per month
- Principal & interest · $2,152
- Property taxes · $400
- Insurance · $133
- Mortgage insurance · $156
- Estimated loan amount
- $340,428
- Estimated total payment
- $2,842
- Housing budget usedThe lower of the two caps sets the ceiling.
- Front-end ratio
Assumptions behind these numbers
- · The housing budget is the lower of the front-end ratio (housing ÷ income) and the back-end ratio (housing plus other monthly debts ÷ income). Real limits vary by program, credit profile, reserves and automated underwriting findings.
- · Property taxes and insurance are estimated as annual percentages of the home price, which is a rough proxy — local rates vary widely.
- · Mortgage insurance is applied only while the loan-to-value at origination is above 80%.
- · Income is gross, before tax. The estimate ignores reserves, closing costs and any residual-income requirement.
- · The displayed range is the solved maximum and a figure 10% below it, offered as a practical shopping band.
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